Travel insurance is always recommended against theft, loss or medical problems. It also covers you for any flight cancelations, illness, injury and which can protects you from major loss due to Bhutan’s prepayment conditions and bulky cancellation charges. Some insurance policies may exclude ‘dangerous activities’ like motorcycling, rafting or even trekking. Make sure your policy covers emergency evacuation by helicopter from remote regions. Also verify that medical treatments, doctors, hospital charges are paid directly on the spot rather than you having to pay first and claim it later. If needs to claim later, keep all the documentations.